Free Decision-Support Tool

Home Energy Upgrade Priority Calculator

Not sure what to tackle first? Answer a few questions about your home's energy use, comfort, and goals to get a prioritized list of areas to investigate.

Approximate monthly electricity bill

Are cooling costs a concern?

Uneven room temperatures or poor comfort?

Suspected air leakage or insufficient insulation?

HVAC age (if known)

Recent HVAC maintenance?

Roof condition

Are you interested in solar?

Main goal

How to use this calculator

A few minutes to your answer

  1. 1

    Answer home questions

    Tell us about your bills, comfort, HVAC, insulation, and goals.

  2. 2

    Get priorities

    We'll suggest 2–3 areas to investigate first, based on your answers.

  3. 3

    Review questions

    See what questions to ask a qualified professional for each area.

  4. 4

    Explore tools

    Link to the most relevant calculators or request a consultation.

Questions & answers

Frequently asked questions

Upgrade Priority Logic

What Should You Upgrade First in Your Florida Home?

In Florida's hot-humid climate, the priority order is air sealing first, then attic insulation, then HVAC right-sizing, then solar. This sequence matters because Florida homes lose cooling through air leaks and underperforming attics before equipment efficiency becomes the bottleneck. Fixing the envelope first reduces the load your HVAC and solar system must handle.

Decision Tree

The Florida Energy Upgrade Decision Tree

Use this logic to prioritize your upgrades:

If This Describes Your HomeDo This FirstWhy It Matters
Built before 2000, no wall insulation, leaky windowsAir sealing + attic insulationEnvelope losses drive 20–35% of energy waste; fix before equipment
HVAC over 12 years old, bill over $200HVAC replacement (right-sized)Old units waste 10–25%; but right-size AFTER envelope fixes
Home under 10 years, well-insulated, bill still highSolarEnvelope is already efficient; solar offsets remaining load
Any age, ducts in hot attic, uneven room tempsDuct sealing firstFlorida attic ducts can reach 130°F; leaks dump money into attic
Planning solar but roof is 12+ years oldRoof replacement firstReplacing roof after solar costs $3,000–$6,000 in detach/reinstall

Critical Note: Doing solar before fixing your envelope means you'll need a larger, more expensive system to offset the same load. Fix the leaks and insulation first, then size solar to what's left.

Climate Zone 2

Why Florida's Priorities Differ from National Advice

Most energy efficiency advice assumes a cold-climate home where heating dominates. In Florida's Climate Zone 2, cooling and dehumidification dominate your bill year-round. This changes the ranking:

  • Windows matter for Solar Heat Gain Coefficient (SHGC), not insulation value. Look for SHGC ≤ 0.25, not high R-value.
  • Attic radiant barriers outperform wall insulation in Florida's cooling-dominated climate.
  • Duct location is critical. Ducts in vented attics lose efficiency year-round.
  • Heat pump water heaters excel because they cool and dehumidify while heating water.
2026 Policy Update

What Changed in 2026: Federal Credits Ended

Critical update: The Section 25C Energy Efficient Home Improvement Credit and Section 25D Residential Clean Energy Credit were terminated for expenditures after December 31, 2025.

This means:

  • No federal credit for HVAC, insulation, or windows installed in 2026+
  • No federal credit for solar or batteries installed in 2026+
  • Florida's HEAR and HOMES rebate programs may launch in 2027 for income-qualified households

Planning implication: Prioritize upgrades with the strongest standalone payback (air sealing, duct sealing, attic insulation) since they no longer benefit from federal credits.

Before You Go Solar

Fix Your Envelope First, Then Size Solar

Fix your envelope first, then size solar. Air sealing, insulation, and duct sealing reduce your cooling load — which means you can install a smaller, cheaper solar system.