Question 1

Is it better to lease or buy solar in Florida?

Accepted Answer

Buying usually saves more over the long run because you own the equipment and all of its production. Leasing (or a PPA) means $0 down and no maintenance, but the provider keeps a share of the savings. We show both 20-year totals side by side so you can compare for your bill.

Question 2

Does a solar lease make sense with Florida net metering?

Accepted Answer

It can for cash flow — little to no upfront cost. But because Florida's 1:1 net metering credits your excess solar at full retail, owning the system captures all of that value. A lease splits it with the leasing company.

Question 3

What happens to a leased system when I sell my home?

Accepted Answer

A lease or PPA must be assumed by the buyer or bought out, which can complicate a sale. Owned solar typically adds to home value and transfers cleanly to the new owner.

Question 4

Who maintains the system — me or the company?

Accepted Answer

Leases and PPAs include maintenance. With ownership, manufacturer warranties cover the equipment (typically 25 years on panels, 10–12 on inverters), but you handle routine issues.

Question 5

Does the federal solar tax credit apply to leases?

Accepted Answer

The 30% residential credit (Section 25D) ended for systems placed in service after 2025. Third-party-owned systems may still benefit indirectly from commercial credits for a limited time; your advisor confirms what applies today.

Question 6

Can I buy out my lease later?

Accepted Answer

Most leases and PPAs allow a buyout after a set period or at the end of the term. Terms vary by provider, so read your contract's buyout clause.

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